Motor Insurance News

Announcement from the Motor Insurance Bureau (MIB)

From early 2011, a new law will give the DVLA more power to combat keepers of vehicles that are not insured.

DVLA will compare its records with details of vehicles on the Motor Insurance Database (MID) – the UK's central record of vehicle insurance.

If a vehicle does not have insurance and unless a Statutory Off Road Notification (SORN) has been made the registered keeper could face:

• a fixed penalty fine of £100

• their vehicle being clamped, seized and disposed of, and

• a court prosecution with a maximum fine of £1000

These new measures are in addition to the powers the police already have to seize an uninsured vehicle and fine the driver.

If you want to check your vehicle is recorded as 'insured' on the MID record, visit the free service at www.askMID.com

Do not contact the DVLA if your vehicle registration mark is not on the MID. Either contact your insurance provider immediately to get the MID updated or if you have direct access to your policy via the MID from your insurer then please update your vehicle records directly.

What this means for you

• If you are keeping your vehicle for use on the road and it is not insured, insure it now.

• If you are keeping your vehicle off the road and it is not insured you must make a Statutory Off Road Notification (SORN). If it is taxed you need to return the disc (including nil discs) to the DVLA.

Announcement from the Motor Insurance Bureau (MIB)

From early 2011, a new law will give the DVLA more power to combat keepers of vehicles that are not insured.

DVLA will compare its records with details of vehicles on the Motor Insurance Database (MID) – the UK's central record of vehicle insurance.

If a vehicle does not have insurance and unless a Statutory Off Road Notification (SORN) has been made the registered keeper could face:

• a fixed penalty fine of £100

• their vehicle being clamped, seized and disposed of, and

• a court prosecution with a maximum fine of £1000

These new measures are in addition to the powers the police already have to seize an uninsured vehicle and fine the driver.

If you want to check your vehicle is recorded as 'insured' on the MID record, visit the free service at www.askMID.com

Do not contact the DVLA if your vehicle registration mark is not on the MID. Either contact your insurance provider immediately to get the MID updated or if you have direct access to your policy via the MID from your insurer then please update your vehicle records directly.

What this means for you

• If you are keeping your vehicle for use on the road and it is not insured, insure it now.

• If you are keeping your vehicle off the road and it is not insured you must make a Statutory Off Road Notification (SORN). If it is taxed you need to return the disc (including nil discs) to the DVLA.