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Risk Management
The elimination or reduction of risk is a key factor in the management of our clients exposures. Certainly it is a necessary means of keeping down the cost of your insurance premiums and our purchasing, on your behalf, the widest possible protection. We can help with the management of your risks in the following ways:
Depending on the size and nature of the hazards of your business, insurers will wish to conduct an on-site survey, sometimes on a regular basis. We help to organise such visits; very often accompanying the surveyor and, afterwards helping and advising the client on achieving any improvement to the risks that are required by the insurer.
There is now a great deal of legislation and regulation in respect of risk management which all organisations, regardless of size, must be aware of. It is our duty to our clients to ensure they are aware of all this. Our regular news, on-line, helps our clients to keep up to date with what is happening and there are several links to websites they may find useful.
We occasionally facilitate seminars on risk management issues which are of interest to our clients.
Very often clients require or need to introduce or improve their risk management strategy by the drafting and implementation of a health and safety policy. We offer a service which among other things includes an inspection of your premises to identify potential hazards and a written report of our findings with our recommendations.
It is prudent for all organisations regardless of size or trade to have a business continuity policy in the event of an interruption to trading caused by material damage or the loss of key personnel or the breakdown of computer systems. We help or can facilitate you to draft a policy/plan.
We help you to identify the risks of your business ie your property, processes, transportation, employees and in consultation with management agree solutions to reduce/eliminate risks.
